Top-up and Super Top-up Plans: How to Get ₹25L Coverage for the Price of ₹5L
A ₹25 lakh base policy costs 3-4x what a ₹5 lakh base costs. A ₹5 lakh base + ₹20 lakh super top-up often costs less than half of the ₹25L policy. This price arbitrage exists because top-up plans only pay above a…